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Doroshow, Pasquale, Krawitz, & Bhaya
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- Doroshow, Pasquale, Krawitz, & Bhaya
- Personal Bankruptcy
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Frequently Asked Questions
- Bankruptcy, Chapter 7 or 13?
- Should I file for Bankruptcy?
- Will I lose my Property?
- Can I keep my house and car?
- I'm married, can I file alone or must my spouse file jointly?
- Will filing Bankruptcy mean I can't get credit for 7 years?
- I can't live without my MasterCard, what will I do?
- I'm current on all my payments. I've never been late. Can I still file Bankruptcy?
- I'm an honest person and want to pay my debts, I don't want to cheat my creditors?
Chapter 7 Frequently Asked Questions
- What is chapter 7 and how does it work?
- What is a chapter 7 discharge?
- What debts are not dischargeable under chapter 7?
- What persons are not eligible for a chapter 7 discharge?
- What persons are eligible to file under chapter 7?
- What persons should not file under Chapter 7?
- How much is the chapter 7 filing fee and when must it be paid?
- Where is a chapter 7 case filed?
- May a husband and wife file jointly under chapter 7?
- Under what conditions should both spouses file under chapter 7?
- When should a chapter 7 case be filed?
- How does the filing of a chapter 7 case affect collection and other legal proceedings that have been filed against the debtor in other courts?
- May a person file under chapter 7 if his or her debts are being administered by a financial counselor?
- How does filing under chapter 7 affect a person's credit rating?
- Are the names of persons who file under chapter 7 published?
- Are employers notified of chapter 7 cases?
- Does a person lose any legal or civil rights by filing under chapter 7?
- May employers or governmental agencies discriminate against persons who file under chapter 7?
- Does a person lose all of his or her property by filing under chapter 7?
- When must a debtor appear in court in a chapter 7 case and what happens there?
- What happens after the meeting of creditors?
- What is a trustee in a chapter 7 case, and what does he or she do?
- What are the debtor's responsibilities to the trustee?
- What happens to the property that the debtor turns over to the trustee?
- What if the debtor has no nonexempt property for the trustee to collect?
- How are secured creditors dealt with in a chapter 7 case?
- How are unsecured creditors dealt with in a chapter 7 case?
- What secured property may a debtor retain or redeem in a chapter 7 case?
- How can a debtor minimize the amount of money or property that must be turned over to the trustee in a chapter 7 case?
- May a utility company refuse to provide service to a debtor if the company's utility bill is discharged under chapter 7?
- What should the debtor do if he or she moves before the chapter 7 case is closed?
- How is a debtor notified when his or her discharge has been granted?
- What if a debtor wishes to repay a dischargeable debt?
- How long does a chapter 7 case last?
- What should a person do if a creditor later attempts to collect a debt that was discharged under chapter 7?
- How does a chapter 7 discharge affect the liability of cosigners and other parties who may be liable to a creditor on a discharged debt?
- What is the role of the attorney for a consumer debtor in a chapter 7 case?
Chapter 13 Frequently Asked Questions
- What is chapter 13 and how does it work?
- How does chapter 13 differ from chapter 7 for a debtor?
- When is chapter 13 preferable to chapter 7 for a debtor?
- How does chapter 13 differ from a private debt consolidation service?
- What is a chapter 13 discharge?
- What types of debts are dischargeable under chapter 13?
- What is a chapter 13 plan?
- What is a chapter 13 trustee?
- What debts may be paid under a chapter 13 plan?
- Must all debts be paid in full under a chapter 13 plan?
- Must unsecured creditors be treated alike under a chapter 13 plan?
- How much of a debtor's income must be paid to the chapter 13 trustee under a chapter 13 plan?
- When must the debtor begin making payments to the chapter 13 trustee and how must they be made?
- How long does a chapter 13 plan last?
- Is it necessary for all creditors to approve a chapter 13 plan?
- How are secured creditors dealt with under chapter 13?
- How are cosigned or guaranteed debts handled under chapter 13?
- Who is eligible to file under chapter 13?
- May a husband and wife file jointly under chapter 13?
- When should a husband and wife file jointly under chapter 13?
- May a self-employed person file under chapter 13?
- May a chapter 7 case be converted to chapter 13?
- Where is a chapter 13 case filed?
- What fees are charged in a chapter 13 case?
- Will a person lose any property if he or she files under chapter 13?
- How does filing under chapter 13 affect collection proceedings and foreclosures previously filed against the debtor?
- May a person whose debts are being administered by a financial counselor file under chapter 13?
- How does filing under chapter 13 affect a person's credit rating?
- Are the names of persons who file under chapter 13 published?
- Is a person's employer notified when he or she files under chapter 13?
- Does a person lose any legal rights by filing under chapter 13?
- May employers or government agencies discriminate against persons who file under chapter 13?
- What is required for court approval of the chapter 13 plan?
- When does a debtor have to appear in court in a chapter 13 case?
- What if the court does not approve a filed chapter 13 plan?
- How are the claims of unfiled creditors handled under chapter 13?
- What if the debtor is temporarily unable to make the chapter 13 payments?
- What if the debtor incurs new debts or needs credit during a chapter 13 case?
- What should the debtor do if he or she moves while the case is pending?
- What if the debtor later decides to discontinue the chapter 13 case?
- What happens if a debtor is unable to complete the chapter 13 payments?
- What is the role of the filed attorney in a chapter 13 case?
Contact Us
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Doroshow, Pasquale, Krawitz, & Bhaya
Wilmington Office
1202 Kirkwood Hwy, Wilmington, Delaware 19805
Phone: (302)998-0100, Fax: (302)998-9883